http://moneysmartmoms.com/blog Family, Leisure & Lifestyle Tue, 26 Aug 2008 16:02:11 +0000 http://backend.userland.com/rss092 en Time is a commodity and a great equalizer. It doesn’t matter if you are rich or poor, healthy or sick, you will only have 24 hours a day either way, and you should try to use them wisely. Often we waste our time and energy worrying and thinking about things like ... http://moneysmartmoms.com/blog/2008/07/26/are-you-wasting-time/ Term life insurance is basically a “no frills” type of life insurance. It is a life insurance for a specified duration limit, or time. You buy a specific amount of coverage for a specific time period by signing a contract. You pay for that coverage period and at the end ... http://moneysmartmoms.com/blog/2008/06/04/term-life-insurance/ The first step to avoiding the troubles of financial debt is to create and maintain a budget. It’s not as intimidating as it sounds, don’t worry. First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list ... http://moneysmartmoms.com/blog/2008/05/27/creating-a-budget/ Debt Consolidation is the process of bringing together ones debts from various sources, amalgamating or consolidating them into one single debt usually at a lower rate of interest. The resultant single debt is also known as a debt consolidation loan. This process of debt consolidation has become very popular in the ... http://moneysmartmoms.com/blog/2008/05/23/debt-consolidation/ Getting a credit card that offers cash back always sounds like a good idea. What could be better than getting cash back on all the purchases that you make with your credit card? It sounds too good to be true, doesn’t it? Well, there are cards ... http://moneysmartmoms.com/blog/2008/05/22/cash-back-credit-cards/ My husband does contract work, and while he always ends up back at the same large corporation, his contract is ending. He's been in this particular contract for 3 years, and that means the company has to end the working relationship. It's their legalities that says a contractor can't stay ... http://moneysmartmoms.com/blog/2008/05/05/big-changes-coming/ I've been writing to this blog since November of 2006. Time flies.... I've grown on the web and now have over 30 websites I manage and keep track of. What that means, is that it's time to look at what I'm doing, and re organize. Not only am I shifting things, ... http://moneysmartmoms.com/blog/2008/02/20/going-into-sleep-mode/ I love my Crocs, but they run about $30 a pair. I'm planning on picking up a pair for my son this summer, along with another pair for myself. We don't wear the clog style, just the Athens flip flop ones. Anyway, I saw that Dick's Sporting Goods carries them ... http://moneysmartmoms.com/blog/2008/02/17/give-me-my-discount/ I drink a mixture of 4 ounces of juice to 20 ounces of water. I usually use Cran-Grape light juice. I decided to try another brand, which was about 1.50 a bottle less than my regular brand. I figure they're pretty much the same. The ingredients are the same, and ... http://moneysmartmoms.com/blog/2008/02/17/two-same-flavors-two-different-tastes/ Have you heard of BlackBox.com? If you're a small business, you'll want to add them to your list of resource companies. They offer a catalog of over 100,000 products for technology goods. Whether you need CAT6 Modular Plugs or workstation outlets, they've got the goods to help you out. They ... http://moneysmartmoms.com/blog/2008/02/17/does-your-small-business-need-help-with-technology/